Horse Insurance | SEIB Equestrian Insurance
South Essex Insurance Brokers Ltd (SEIB) have been providing specialist insurance solutions since 1963.
The Company’s reputation has been built on giving good honest advice and offering insurance products specially arranged to cover the exacting needs of our clients. Specialist schemes are available to cover funeral directors, private hire, rural taxis, equestrian insurance and much more.
SEIB have built their reputation on providing specialist schemes to cover niche markets and cover is offered in various sectors of industrial and personal insurance.
SEIB constantly update their policies and create exclusive new products and services to meet changing demands and needs. SEIB use a range of insurance companies to offer the specialist cover but only place business with stable insurers with a proven track record that are based in the UK.
SEIB believe in customer service and are proud to have won a number of customer care awards over the years
Your first choice for equestrian insurance.
Simply select your Equine Insurance requirement from the many policies from SEIB Equestrian Insurance rage.
If you have horses or ponies you will need specialist insurance and that is where South Essex Insurance Brokers can help. We have a team of people waiting at the other end of the phone to help you, whether you want to insure an old horse that has been a family friend for a long time, a new horse bought for competition or a brood mare.
SEIB offer a range of specialist equestrian insurance products. Horse and pony insurance is becoming ever more necessary, veterinary fees are rising and many medical conditions can now be treated but it can be expensive. For example, diagnosing lameness could cost £1,200 for an MRI scan on one leg and that is before treatment. By insuring your horse you hopefully will not have to make a purely financial decision on whether or not you should (or can afford) to treat your horse.
With horses comes responsibility and investment. Protect that investment – ask about all the different insurance we offer for equestrians. SEIB can insure your home, car, horsebox, trailer, yard and business and are happy to include public and employer’s liability insurance to protect your assets if a claim is made against you. SEIB Equestrian Insurance have been arranging bespoke equestrian insurance for over 25 years and understand the cover you need, the problems you could experience and can offer the advice you require.
The need to insure is greater than ever before. Rapidly advancing techniques in diagnostics and treatment have escalated the cost of vets fees and as we live in an increasingly litigious society, your personal assets may be at risk if your horse causes an accident. We cater for all equines from racehorse to sport horse, hack to brood mare and young to old.
Here are a selection of options to suit you, your horse and your budget:
Choose the cover you want from:
• Death, theft and straying– including recovery costs and loss of irrecoverable
• entry fees
• Loss of use – up to 60%, 75% or 100% of value
• Veterinary Fees – £750 up to £5,000 per incident (an excess will apply)
• Variable or higher excesses may be available to reduce your premium.
• Loss of tack – up to £5,000. (an excess will apply)
• Liability to third parties – up to £3,000,000 per claim (an excess may apply)
• Personal Accident Cover – (reduced limits if aged under 16 or over 75)
• Trailers – Damage and Theft cover (an excess will apply)
• Horse Drawn Vehicles – Damage and Theft cover (an excess will apply)
• Disposal Cover – up to £300
• Loss of an unborn foal – up to £500
• Older horse insurance with optional extensions for colic and increased
• veterinary fees (an excess will apply)
INCLUDED FREE Access to the SEIB 24 Hour Emergency Helpline –you can always speak to us in a veterinary emergency or if you need to put a new horse on cover.
OPTIONAL EXTRAS
Legal Protection Cover – Enables you to pursue uninsured losses.
A 24-hour veterinary emergency helpline - invaluable if you can’t contact your own vet.
Insurance is available for vehicles of all sizes and value.
Special arrangements can be made for young drivers and there are a number of options to help you reduce your premium.
Breakdown cover can be included that takes care of not only the horsebox, but also your horses and passengers.
The legal package includes a 24 hour helpline, cover for legal fees and our all new 12 Points Plus that enables you to get to work and make important journeys if you lose your licence due to safety cameras.
A breakdown service can be included that will cover not only the trailer, but horses and passengers. It covers the designated towing vehicle at all times even when the trailer is not attached. Alternatively, if you insure your horse with us you can add the trailer to the same policy.
If you keep your horses at home it is important that you have expert advice rather than buy one of the many off the shelf home insurance products available. You need cover for the many extras associated with keeping horses such as hay, straw, buildings, machinery and liability.
It is not only individual horse owners that have seen a dramatic rise in the cost of keeping horses, so too have owners of Riding Schools and Livery Yards.
SEIB are one of a few specialists who can offer liability insurance for equestrian business.
SEIB offer competitive rates and are working hard to reduce the cost by offering risk management procedures for you to implement free of charge.
SEIB support the BHS approved Livery Yard scheme and discounts are available for BHS approved establishments
• Riding Schools
• Livery Yards
• Trekking Centres
• Studs
• Racing Yards
• Retailers
• Freelance Instructors
• & much more.
Freelance Instructors
If you are a full time freelance instructor or just give the occasional lesson it is important to protect your home and assets. If you are a freelance instructor there could be a risk of a substantial liability claim against you, make sure you are appropriately insured.
At South Essex Insurance Brokers they offer competitive insurance for riding instructors whether or not you are on the BHS register of instructors.
SEIB have a great deal of knowledge and experience in this sector, gained from many years of providing insurance for major equestrian organisations. Our extensive insurance knowledge coupled with a comprehensive understanding of the horse world guarantees appropriate cover and often premium savings.
Personal, public and employees as well as directors, trustees and officers liability cover available.
You must be properly insured if you run a one day horse show or event. Public and employers liability is a necessity and you could consider insuring against the weather and cancellation of the event.
As a member of BETA you are likely to have very specific needs.
Your buildings may not be of standard construction and the risks are likely to be different to those of a standard retailer or manufacturer.
SEIB understand your insurance needs and can arrange an extension to your business policy for repairs, tradestands and much more if needed.
Insure with SEIB and protect yourself from the unexpected.
INTEREST FREE CREDIT FOR BETA MEMBERS
Available for BETA members who are retailers, manufacturers or feed merchants
What happens if you are injured or sick. Who runs your business or provides you with an income?
If you are a freelance instructor and can’t drive or a groom that cannot muck out – are you prepared if your income dries up?
SEIB offer competitive personal accident and sickness cover including temporary disablement (first two weeks excluded).
This cover is particularly important if you are self employed and should always be considered if you work with or own horses.
Do not put your personal assets at risk by running a club or competition without the appropriate insurance.
SEIB Equine Insurance
South Essex Insurance Brokers Ltd (SEIB) have been providing specialist insurance solutions since 1963.
The Company’s reputation has been built on giving good honest advice and offering insurance products specially arranged to cover the exacting needs of our clients. Specialist schemes are available to cover funeral directors, private hire, rural taxis, equestrian insurance and much more.
SEIB have built their reputation on providing specialist schemes to cover niche markets and cover is offered in various sectors of industrial and personal insurance.
SEIB constantly update their policies and create exclusive new products and services to meet changing demands and needs. SEIB use a range of insurance companies to offer the specialist cover but only place business with stable insurers with a proven track record that are based in the UK.
SEIB believe in customer service and are proud to have won a number of customer care awards over the years
Your first choice for equestrian insurance.
Simply select your Equine Insurance requirement from the many policies from SEIB Equestrian Insurance rage.
If you have horses or ponies you will need specialist insurance and that is where South Essex Insurance Brokers can help. We have a team of people waiting at the other end of the phone to help you, whether you want to insure an old horse that has been a family friend for a long time, a new horse bought for competition or a brood mare.
SEIB offer a range of specialist equestrian insurance products. Horse and pony insurance is becoming ever more necessary, veterinary fees are rising and many medical conditions can now be treated but it can be expensive. For example, diagnosing lameness could cost £1,200 for an MRI scan on one leg and that is before treatment. By insuring your horse you hopefully will not have to make a purely financial decision on whether or not you should (or can afford) to treat your horse.
With horses comes responsibility and investment. Protect that investment – ask about all the different insurance we offer for equestrians. SEIB can insure your home, car, horsebox, trailer, yard and business and are happy to include public and employer’s liability insurance to protect your assets if a claim is made against you. SEIB Equestrian Insurance have been arranging bespoke equestrian insurance for over 25 years and understand the cover you need, the problems you could experience and can offer the advice you require.
Horse & Pony Insurance
The need to insure is greater than ever before. Rapidly advancing techniques in diagnostics and treatment have escalated the cost of vets fees and as we live in an increasingly litigious society, your personal assets may be at risk if your horse causes an accident. We cater for all equines from racehorse to sport horse, hack to brood mare and young to old.
Here are a selection of options to suit you, your horse and your budget:
Choose the cover you want from:
• Death, theft and straying– including recovery costs and loss of irrecoverable
• entry fees
• Loss of use – up to 60%, 75% or 100% of value
• Veterinary Fees – £750 up to £5,000 per incident (an excess will apply)
• Variable or higher excesses may be available to reduce your premium.
• Loss of tack – up to £5,000. (an excess will apply)
• Liability to third parties – up to £3,000,000 per claim (an excess may apply)
• Personal Accident Cover – (reduced limits if aged under 16 or over 75)
• Trailers – Damage and Theft cover (an excess will apply)
• Horse Drawn Vehicles – Damage and Theft cover (an excess will apply)
• Disposal Cover – up to £300
• Loss of an unborn foal – up to £500
• Older horse insurance with optional extensions for colic and increased
• veterinary fees (an excess will apply)
INCLUDED FREE Access to the SEIB 24 Hour Emergency Helpline –you can always speak to us in a veterinary emergency or if you need to put a new horse on cover.
OPTIONAL EXTRAS
Legal Protection Cover – Enables you to pursue uninsured losses.
A 24-hour veterinary emergency helpline - invaluable if you can’t contact your own vet.
Horsebox Insurance
Insurance is available for vehicles of all sizes and value.
Special arrangements can be made for young drivers and there are a number of options to help you reduce your premium.
Breakdown cover can be included that takes care of not only the horsebox, but also your horses and passengers.
The legal package includes a 24 hour helpline, cover for legal fees and our all new 12 Points Plus that enables you to get to work and make important journeys if you lose your licence due to safety cameras.
Horse Trailers Insurance
A breakdown service can be included that will cover not only the trailer, but horses and passengers. It covers the designated towing vehicle at all times even when the trailer is not attached. Alternatively, if you insure your horse with us you can add the trailer to the same policy.
Equestrian Homes Insurance
If you keep your horses at home it is important that you have expert advice rather than buy one of the many off the shelf home insurance products available. You need cover for the many extras associated with keeping horses such as hay, straw, buildings, machinery and liability.
Riding Schools & Livery Yards Insurance
It is not only individual horse owners that have seen a dramatic rise in the cost of keeping horses, so too have owners of Riding Schools and Livery Yards.
SEIB are one of a few specialists who can offer liability insurance for equestrian business.
SEIB offer competitive rates and are working hard to reduce the cost by offering risk management procedures for you to implement free of charge.
SEIB support the BHS approved Livery Yard scheme and discounts are available for BHS approved establishments
• Riding Schools
• Livery Yards
• Trekking Centres
• Studs
• Racing Yards
• Retailers
• Freelance Instructors
• & much more.
Freelance Instructors
If you are a full time freelance instructor or just give the occasional lesson it is important to protect your home and assets. If you are a freelance instructor there could be a risk of a substantial liability claim against you, make sure you are appropriately insured.
At South Essex Insurance Brokers they offer competitive insurance for riding instructors whether or not you are on the BHS register of instructors.
Insurance For Equestrian Organisations & Charities
SEIB have a great deal of knowledge and experience in this sector, gained from many years of providing insurance for major equestrian organisations. Our extensive insurance knowledge coupled with a comprehensive understanding of the horse world guarantees appropriate cover and often premium savings.
Personal, public and employees as well as directors, trustees and officers liability cover available.
Events & One Day Shows
You must be properly insured if you run a one day horse show or event. Public and employers liability is a necessity and you could consider insuring against the weather and cancellation of the event.
Insurance For Retailers, Tack Shops, Saddlerys and Manufacturers
As a member of BETA you are likely to have very specific needs.
Your buildings may not be of standard construction and the risks are likely to be different to those of a standard retailer or manufacturer.
SEIB understand your insurance needs and can arrange an extension to your business policy for repairs, tradestands and much more if needed.
Insure with SEIB and protect yourself from the unexpected.
INTEREST FREE CREDIT FOR BETA MEMBERS
Available for BETA members who are retailers, manufacturers or feed merchants
Personal Accident
What happens if you are injured or sick. Who runs your business or provides you with an income?
If you are a freelance instructor and can’t drive or a groom that cannot muck out – are you prepared if your income dries up?
SEIB offer competitive personal accident and sickness cover including temporary disablement (first two weeks excluded).
This cover is particularly important if you are self employed and should always be considered if you work with or own horses.
Riding Clubs
Riding Club insurance is particularly important if your club is not affiliated to British Riding Clubs. Insurance for public and employers liability is a must, you can also protect your premises, equipment and events and the directors and officers of the organisation.Do not put your personal assets at risk by running a club or competition without the appropriate insurance.
Horse Insurance
Stableexpress Horse Insurance Services; we have many leading horse insurance providers who specialises in equine insurance, pet insurance, trailer insurance and other equestrian insurance. So if you are looking for one of these types of insurance policies you may be able to find a policy from one of the horse insurance companies listed
Some horse insurance and trailer insurance policies can sometimes be cheaper online, simply pick one of the horse insurance companies and enquire online and recieve a free quote.
Many of the insurance companies specialise in animal insurance specifically horse insurance, however many have also pet insurance packages also available. To compliment the horse insurance side of the business many insurance providers also provide a scheme for trailer insurance and horsebox insurance.
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